Top most car insurance companies and their plans that can be beneficial for you

In India, there are a plethora of car insurance companies that provide services on the basis of factors like cashless garage network, claim statement ratio, coverage, benefits, and much more. While buying car insurance you should make sure to buy the most comprehensive one. Here, I’ll share you with the top most 10 car insurance companies and their plans that you can rely upon.

Top most car insurance companies

HDFC ERGO Car Insurance

HDFC ERGO is undoubtedly one of the top companies in India currently offering many insurance plans. Car insurance makes sure you protect your car from the damage caused by roads accident or any other unfortunate accident. It’s a joint project between ERGO International and HDFC Bank.

Plan Type 1) Fully Liability Cover 2) Comprehensive Cover
Options for Riders 1) Key Replacement 2) Roadside Assistance 3) Zero Depreciation 4) Personal Accident Cover
Value-Added Services 1) Unlimited Claim Services 2) Thirty Minute Claim Process Approval 3) Overnight Car Repair Service

Bharti AXA Car insurance

Bharti AXA General Insurance Company is the top-most insurance company currently conducting insurance business. It’s a joint project between Bharti Enterprises and AXA. The company offers a car insurance policy to protect yourself from financial losses arising from unfortunate seen like road accidents or any other unfortunate accident. Bharti AXA offers a wide range of plans, which include comprehensive cover, stand-alone damage cover, and third-party car insurance.

Plan Type 1) Comprehensive Cover 2) Stand-Alone Damage Cover 3) Third-Party
Options for Riders 1) Key Replacement 2) Consumables Expenses 3) Depreciation Shield 4) Invoice Cover and Medical Expense Cover 5) Ambulance Charges
Value-Added Services 1) Online Policy Buying/Renewal Services 2) Fully Cashless Claims Settlement Process

Edelweiss Car Insurance

Edelweiss General Insurance Company Limited is one of the leading conglomerates in India currently conducting insurance business. It’s a project of Edelweiss Group that is a multinational corporation of India. The company offers a wide range of rider options like Zero Depreciation, Key Replacement, and Consumables Expenses.

Plan Type 1) Edelweiss Private Car Package Insurance 2) Edelweiss Private Car Only Liability Insurance
Options for Riders 1) Key Replacement 2) Zero Depreciation 3) Consumables Expenses 4) NCB Protection
Value-Added Services 1) Priority Service 2) Cashless Claims Settlement Process 3) No Claim Bonus

Reliance Car Insurance

Reliance Car Insurance is another notable car insurance company in India currently doing insurance business. It’s an enterprise of the Reliance General Insurance Company Limited. The company offers a wide range of plans like Commercial Car Insurance, Comprehensive Car Insurance, Own Damage Car Insurance, and Third-Party Car Insurance.

Plan Type 1) Commercial Car Insurance 2) Own Damage Car Insurance 3) Comprehensive Car Insurance 4)Third-Party Car Insurance
Options for Riders 1) Key Replacement 2) Zero Depreciation 3) Consumables Cover 4) Personal Accident Cover 5) Engine Protection Cover
Value-Added Services 1) Instant Online Policy Buying/Renewal Services 2) Personal Accident Cover 3) No Claim Bonus 4) Voluntary Discount

Bajaj Allianz Car insurance

Bajaj Allianz Car insurance is one of the most popular car insurance plans offered by Bajaj Allianz General Insurance company. Bajaj Allianz General Insurance company is another notable insurance services provider currently offering a wide range of two-wheeler, Car, CNG Kit, and commercial motor insurance products.

Plan Type 1) Comprehensive and Third Party Liability Cover 2) Commercial Vehicle Third Party insurance
Options for Riders 1) Key Replacement 2) Depreciation Shield 3) Consumables Expenses 4) Personal Baggage 5) Engine Protection Cover
Value-Added Services 1) Instant Online Policy Buying/Renewal 2) 24x7 Assistance 3) Voluntary Discount

Kotak Mahindra Car Insurance

Kotak Mahindra Car Insurance is another notable car insurance plan offered by Kotak Mahindra Bank. Kotak Mahindra Bank offers a wide range of value-added services like Cashless Servicing, Premium discount, twenty-minute claim approval process, and AAI member discount.

Plan Type 1) Comprehensive Liability Cover 2) Comprehensive Private Two-wheeler Package
Options for Riders 1) Key Replacement 2) Zero Depreciation 3) Consumables Cover 4) Roadside Assistance 5) Personal Accident Cover
Value-Added Services 1) Cashless Servicing 2) Premium discount 3) twenty-minute claim approval process 4) AAI member discount

Future Generali Car Insurance

Future Generali General Insurance Company Limited is one of India’s foremost car insurance companies currently conducting insurance business. It’s a joint venture between the Future Group and Generali Group. The company offers a wide range of plans like Comprehensive Cover and Liability Cover.

Plan Type 1) Comprehensive Cover 2) Liability Cover
Options for Riders 1) Key Replacement 2) Zero Depreciation 3) Consumables Expenses 4) Roadside Assistance 5) Personal Accident Cover and Personal Accident Cover
Value-Added Services 1) Cashless Claims Settlement Process 2) No Claim Bonus 3) Priority Service